Once upon a time, all a business needed was a yellow pages listing and a shingle out on Main Street. Today, they need both a sophisticated website and robust EBPP. However, since it is only the largest billers that are being serviced by the BSPs there is a market void. A successful EBPP solution for small to mid-size billers has not yet been created... until now. Lower volume EBPP solutions have all failed for the same reasons: the bill formatting and on-boarding tools used were not standardized, set-up and ongoing operations drained internal resources for both the biller and bank, and solutions were too expensive for the billers.

Different from the low to mid-volume EBPP solutions of the past, BillerExpress allows banks to offer an easy-to-implement and inexpensive EBPP solution to their treasury clients. BillerExpress is the only solution on the market that offers built in compliance (PCI, NACHA, WEB and TEL), quick and easy standard bill formats, integrated reporting tools, multiple presentment and payment channels (secure e-mail, web, IVR, call centers and kiosks), and an "implementation wizard" that enables even the least tech-savvy of businesses to get an EBPP portal up-and-running in a matter of hours, not months. BillerExpress is affordable, easy on internal resources, fast-to-market and secure.

BillerExpress Provides Business and Banks with:

• Paperless round-trip: from biller's account's receivable department to the customer and back
• A complete suite of presentment and payment channels
• Web
• Secure e-mail
• IVR
• Call Center
• Kiosks
• Fully-integrated reporting
• Built in PCI, NACHA WEB, TEL compliance

BillerExpress Makes It Simple For Billers and Banks to:

• Create an "instant" EBPP solution
• Merge EBPP remittance data into a lockbox file
• Push a biller's balance data to multiple presentment and payment channels
• Report transaction volumes and customer activity
• Make deposits directly into the treasury client's bank account